• Restaurants Remain Open for Patio, Curbside Service, Take-out & Delivery

    Click HERE for a list of Rockville Restaurants open for business organized by shopping center.

  • COVID-19 Resources for Businesses

  • Rockville Chamber Past Webinars

    • Pro-Tips for Using the PPP and EIDL Loans - Aaron Boker of Aronson's
      • Click HERE for slide deck
    • Updates on the PPP Loan Forgiveness -Aaron Boker of Aronson's
      • Click HERE for slide deck
    • Chamber Chat with Montgomery County Officials Regarding Phase 1
      • Click HERE for recorded video of the conversation
    • Considerations for Lease Modifications for Small Businesses - Bob Canter of CA Commercial Realty
      • Click HERE for slide deck
    • Returning Employees to Work as COVID-19 Restrictions Ease - Scott Mirsky and Hayes Edwards of Paley Rothman
      • Click HERE for slide deck
    • Considerations for Returning to the Office - Digital Industry
      • Click HERE for slide deck
  • Special Rockville Chamber Podcast Episodes: 

    • Resources for Businesses during the COVID-19 Crisis - Click HERE
      • ​Hear from Marji Graf, President and CEO of the Rockville Chamber and Grier Malick of the Maryland Small Business Development Center
    • Montgomery County Council's COVID-19 Relief - Click HERE
      • Interview with Councilmember Evan Glass
    • Interview with Mayor Bridget Donnell Newton - Click HERE
    • Interview with Rod Johnson of the Small Business Administration - Click HERE


  • Privately Run COVID-19 Business Grants


    Fed Ex #SupportSmall Grant


    The Entrepreneurial Dream Project


    Business For All Grant - Powered by HelloAlice
    • One grand prize winner will receive a $50,000 business grant, two runners up will each receive a $25,000 business grant, twelve finalists will each receive a $10,000 business grant, three business / entrepreneur support organizations will each receive a $10,000 grant to continue their work in supporting business owners.
    • https://businessforall.helloalice.com/about#covid19
    • Entries must be received by July 16, 2020.


    Restaurant Employee Relief Fund

    • Restaurant workers can apply for a grant paid for by the NRAEF fund starting Thursday, April 2, and will receive a one-time $500 check within three weeks to use toward housing, medical bills, student loans, groceries, and other expenses.
    • The NRAEF stipulated that these grants would be administered on a “first-come, first-serve basis.”
    • To apply visit https://rerf.us
  • Montgomery County COVID-19 Business Resources and Updates


    Montgomery County's Re-Opening Page for Businesses

    • Click HERE
    • Office Re-Opening Requirements: click HERE
    • Reopening Requirements Checklist - This form must be posted in any business that has reopened in Montgomery County. Please print and post.
    • MoCo4Business You Tube Channel - weekly episodes providing new information, answering frequently questions and keeping the business community up to date on the process of Montgomery County moving through the various phases of reopening!


    Reopening Assistance for MoCo Businesses and Non-Profits
    On July 7, the Montgomery County Council approved a special appropriation of $14 million to create the Reopen Montgomery Business Assistance Program, which will reimburse County businesses and non-profit organizations that incur reopening expenses to comply with new state and county health regulations due to the COVID-19 public health crisis. Funding for this appropriation comes from Public Health Emergency Grant funds and the federal CARES Act.
    A business or non-profit organization is eligible to receive assistance from the Reopen Montgomery Business Assistance Program if it:
    • has its physical locations only in the County or its County-based locations account for more than 50 percent of the business’s total number of employees or 50 percent of the business’s total sales;
    • employs 100 or less full-time-equivalent employees;
    • has not received financial assistance from the County for reopening expenses related to the COVID-19 health crisis; AND
    • has incurred reopening reimbursable expenditures between March 16, 2020 and 30 days following the County’s Phase Three reopening.
    Reopening reimbursable expenditures are expenses incurred during reopening to comply with Maryland and Montgomery County COVID-19 health regulations. Allowable expenses include, but are not limited to, the following: personal protective equipment, materials to create barriers, dividers, protected areas, contactless payment systems, cleaning supplies, signage, outdoor furniture, and disposable food containers and utensils.
    Each eligible business and non-profit may be awarded up to $5,000 for reopening reimbursable expenditures. The award will be based on actual, verified expenses for each business and non-profit organization and will be administered through a rolling lottery system.
    Listen to a #MoCo4Business podcast episode about this grant HERE.
    More information on deadlines and the application process will be distributed as it becomes available.


    Montgomery County Microenterprise Stabilization Program

    • Montgomery County’s Microenterprise Stabilization Program provides financial assistance to income-eligible for-profit businesses with five or fewer employees that have experienced a reduction in revenue as a result of the current public health emergency. Assistance is up to $10,000 per business.
    • Applications opened up on June 10
    • Click HERE to review requirements for qualifying and for the application


    Montgomery County Telework Assistance Fund

    • Additional funds are being consider for the Telework Assistance Fund which is being administered by MCEDC.
    • MCEDC will be conducting weekly lotteries for all organizations with approved expenditures. The weekly lotteries will take place until all the funding is awarded.
    • Information, program guidelines and the application can be found HERE


    Montgomery County PPE Supplier Portal

    • Click HERE for the portal
    • If your business is interested in being a part of this collaboration, please reach out through the contact information on the web site with your capabilities.


    PPE Resources in our Chamber Family- many of our businesses have pivoted to source and sell PPE products.  Click on their name to be taken to their website.

    Montgomery County Council Passes $36M in COVID-19 Relief - the PHEG Grant
    • This package includes:
      • $20 million in small business and nonprofit grants.
      • $10 million in support for Montgomery County hospitals.
      • $5 million in direct support for county residents.
      • $1 million in funding for services for our most vulnerable populations. 
      • $260 thousand to combat food insecurity.
      • $250 thousand to provide hotel rooms for front-line healthcare workers and first responders
    • MoCo Public Health Emergency Grants (PHEG) - applications are no longer being accepted
      • A public dashboard on the programmatic results has been launched and can be found at https://www.montgomerycountymd.gov/biz-resources/pheg/.   Please note that there are approximately 1,600 applications currently under review, with another 375 applications requiring follow-up work for various reasons.
      • Clarification on how the County is evaluating PHEG applications:  Bill 16-20, used the term “significant financial loss” and the (temporary) Emergency Regulations defined significant loss as a 50% loss as compared to an average monthly loss that is calculated from prior years financial information.  The law defines the Public Health Emergency as a situation caused by the spread of a communicable disease in the County that results in a Federal, State, or County Public Health Emergency order restricting business operations in the County.  Since that order went into effect March 16th, a review of monthly financial information would only reflect a closure for half of a month.  Thus, the review of the applications will look at March 2020 financials and apply a calculation for a half month to approximate a 50% monthly loss
      • Click HERE for program website


    Local Business Preference Program 

    • The County Council just approved the Local Business Preference Program which will provide a 10 percent price preference in evaluating a bid or proposal from a local business on a contract awarded by the County.
    • The bill is intended to bolster the County’s economic growth and support the creation and retention of employment opportunities within the County.
    • It is encouraged for all our members to consider registering with the County’s Procurement Department.
  • Maryland COVID-19 Business Resources and Updates


    Maryland Portal Connecting PPE Suppliers with Buyers

    • Click HERE for press release
    • Click HERE to get to the Portal


    Back to Business Website

    • As businesses slowly transition to reopening, the Maryland Department of Commerce is sharing guidance and best practices for Maryland’s companies at: open.maryland.gov/backtobusiness.
    • Leaders across Maryland’s business community have assisted in developing these best practices to help companies across the state as we enter this new era. The Back to Business page provides general and industry-specific best practices, and a Maryland Strong: Back to Business Pledge that we are encouraging all Maryland business owners to print and display.

    Safe Workplace: Best Practices and Baselines for Reopening Maryland

    On April 28, 2020, the Maryland Chamber of Commerce unveiled “Safe Workplace: Best Practices and Baselines for Reopening Maryland,” a set of guidelines for employers as they begin to think about reopening in a safe and responsible way in the aftermath of the COVID-19 pandemic.


    Maryland Strong: Roadmap to Recovery

    “The “Maryland Strong: Roadmap to Recovery” has been developed based on the recovery plans issued by the federal government, the National Governors Association, and premier institutions like Johns Hopkins and the American Enterprise Institute; shaped by the expert advice of the scientists and public health officials on Maryland’s Coronavirus Response Team; and tailored to our situation here in Maryland. The result is a responsible, gradual, safe path forward for our state.”


    Maryland Small Business Relief Wizard

    • Click HERE to for a tool that helps connect businesses with the resources and programming for which they’re eligible, streamlining the process of finding support.


    Maryland Small Business Development Center(SBDC)



    Maryland Resource Guide – An A-Z Resource Guideoutlining the latest updates and actions Maryland has taken thus far.


    Maryland Interagency Website: COVID-19 Information for Businesses: Click HERE

    Interpretive Guidance of March 23, 2020 Executive Order to close Non-Essential Businesses


    Text Message Updates. To receive alerts, tips, and resources related to COVID-19 and other threats and hazards affecting, or that may affect Maryland, text “MdReady” to 898211.


    MD Small Business COVID-19 Emergency Relief Loan Fund: Click HERE


    MD Small Business COVID-19 Emergency Relief Grant Fund: Click HERE

    • As of 5pm on 4/6 Commerce is no longer accepting new applications for COVID19 Grant Relief and loan programs.


    MD Dept of Labor


    Maryland COVID-19 Emergency Relief Manufacturing Fund

    This $5 million incentive program helps Maryland manufacturers to produce personal protective equipment (PPE) that is urgently needed by hospitals and health-care workers across the country. More details expected to be announced by Friday, March 27, 2020. When they are, they will be found here: https://commerce.maryland.gov/fund/maryland-covid-19-emergency-relief-manufacturing-fund


    Information for Businesses Concerning Extended Tax Deadline: Click HERE for MD guidance.


    Information for Individuals Concerning Extended Tax Deadline: Click HERE for Federal guidance.  Click HERE for MD guidance.

    Calling all Manufacturers – To assist the State and the people of Maryland, the Regional Manufacturing Institute of Maryland (RMI) is creating a database of Maryland manufacturing companies that make components, technologies, materials and products needed to fight COVID-19.

    Invite manufacturers that make components or end products for the medical industry to add their company to the database using the form found here: https://rmiofmaryland.com/maryland-made-to-save-lives/   As manufacturers sign up, the list of companies will be on the RMI website at https://rmiofmaryland.com/  In addition, the database will be shared with State leaders and key decision makers who will help procure additional medical equipment and supplies much needed at this critical time.


    COVID-19 FAQ Sheet regarding employers questions about impact in the workplace: Click HERE


    COVID-19 FAQs for self employed or 1099 contractors: Click HERE


    COVID-19 Compliant Sick Leave Policies (for Employers in MD): Click HERE


    Want to help? Do you have resources and capabilities that the state may need to assist in our efforts? If so, please send an email to Resource.MEMA@Maryland.gov We are actively looking to connect with the needs of the health care industry. ..Thank You!


    Need help with meals or unemployment assistance:  Click HERE for a list of options.

  • Federal COVID-19 Business Resources and Updates


    CDC Activities and Initiatives Supporting the COVID-19 Response and the President’s Plan for Opening America Up Again - May 2020 - Click HERE


    US Chamber of Commerce Re-Opening Guidance and Resources


    US Treasury Paycheck Protection Program (PPP) -  https://www.sba.gov/funding-programs/loans/paycheck-protection-program-ppp

    • The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses.  Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

    • The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. The SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
    • Loan is last 12 months of payroll x 2.5 = loan amount. 
    • Forgivable loan.
    • Less than 20 employees.
    • Click HERE for a pdf pamphlet about the program.
      • For a top-line overview of the program CLICK HERE

      • If you’re a lender, more information can be found HERE

      • If you’re a borrower, more information can be found HERE

    • Click HERE for a FAQ sheet

    • Another link that offers interpretations of maximizing the use of PPP funds

    • FAQ Sheet (dated 23 April 2020)

    • List of MD lenders participating in the PPP can be found HERE

    • On Friday, May 15, the Small Business Administration and Treasury Department released the application that borrowers must complete in order to have their Paycheck Protection Program loan forgiven. The form includes detailed information about the costs that are eligible for forgiveness and how to calculate those costs.  View the press release HERE.  To apply for forgiveness of your Paycheck Protection Program (PPP) loan, you must complete the application and submit it to your lender (or the lender that is servicing your loan). Borrowers may also complete this application electronically through their lender.

    • Update, June 8th: Paycheck Protection Program (PPP) Flexibility Act has been signed the legislation into law. SBA, in consultation with the Treasury, will promptly issue rules and guidance, a modified borrower application form, and a modified loan forgiveness application implementing these legislative amendments to the PPP.

      • Key Provisions:

        • Lengthens the loan forgiveness period from eight weeks to 24 weeks.

        • Lowers the amount of PPP funds that must be spent on payroll from 75% to 60% and allows 40% for other qualifying expenses.

        • Delays employer payroll tax payments through the end of 2020.

        • Exempts borrowers from the FTE loan forgiveness reduction if borrowers are unable to return to the same level of business activity as before February 15, 2020, due to Covid-19.

      • Read the SBA Press Release HERE

    • Update: 15 June.  The PPP will stop June 30.  The SBA will stop approving PPP applications on June 30, 2020.

    US Small Business Administration Disaster Assistance Information

    • Governor Hogan announced that the entire state of Maryland has received designation for SBA assistance.
    • List of SBA Lenders in Maryland HERE or use the SBA website to find your nearest lender
    • Learn more about the SBA Disaster Assistance HERE
    • Small Businesses can apply HERE
    • PDF presentation of info about the Economic Injury Disaster Loans (EIDL). Click HERE
    • EIDL Update:  
      • If you applied for the SBA Economic Injury Disaster Loan (EIDL) loan before Monday 3.30.20 you need to reapply in order to get the (up to) $10k forgivable loan.  The application is different now and will take only about 15 minutes.  
      • Up to $10,000 forgivable loan.  $1000 per employee up to 10 employees for the $10000.
      • Loan is on gross profits.
      • FICO score needs to be at least 600.
      • They take 2019 gross profits and divide by 2 for loan amount.  For service related industries it’s last 6 months of operations.
      • COVID-19 ECONOMIC INJURY DISASTER LOAN APPLICATION – New, simplified form https://covid19relief.sba.gov/#/
      • Update, as of June 15th: SBA has reopened the Economic Injury Disaster loan portal. Previously submitted applications will continue to be processed on a first-come, first-served basis. An EIDL may be used to pay debts, payroll, accounts payable and other expenses. The interest rate is 3.75% for small businesses and 2.75% for non-profits, with repayment terms of up to 30 years with a one year deferment.  
        • There are two components to this program, with one application.
          • ADVANCE - $1,000 per employee – this is a GRANT, everyone should apply for this grant including solo practitioners
          • LOAN – this is a standard 30 year loan with a very low interest rate
          • ONE APPLICATION – To receive the ADVANCE GRANT you need to complete the LOAN Application and “check the box” that you want to receive the ADVANCE. This does not obligate you to take the loan.
    • ​​Power Point: Financial Tools and Resources to Help Small Businesses - Click HERE


    Coronavirus Aid, Relief, and Economic Security (CARES) Act and how it affects small businesses:


    Employee Retention Tax Credit

    • This credit is roughly $380 per employee.  Depending on the number of employees you have it may be worth considering.
    • This is a credit for a percentage of the employer portion of federal payroll tax. It looks like it might be as easy is reducing your quarterly payment for the amount of your eligible credit.
    • This is only for businesses that did NOT receive the PPP loans.
    • Contact your payroll company or your accountant for further information.